What is the current Capital One 360 savings rate?
0.40%
The Capital One 360 Performance Savings Account interest rate is 0.40% with no minimum balance. That’s much better than the national average of 0.06% annual percentage yield. But there are a few online savings accounts at other banks with higher rates.
How do I get a $400 Capital One 360 checking account?
How To Get A Free $400 Just By Opening A Capital One Bank Account
- Open a new Capital One 360 Checking account by January 26, 2021. When you open your account, enter your promotional code—BONUS400.
- Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening.
Is Capital One 360 money market still available?
Capital One no longer offers any money market accounts. But if you’re looking for an interest-bearing account, check out Capital One’s 360 Performance Savings account or compare other money market accounts to find the best one for you.
What is the difference between Capital One and 360?
Capital One 360 is the online banking branch of Capital One. They’re part of the same holding company, but different “banks.” Part of the way 360 retains such good terms is because they’re online-only. They don’t have the overhead of the standard Capital One bank with physical branches.
What is the difference between 360 savings and 360 performance savings?
A 360 Performance Savings account is a type of savings account that earns interest and allows you to access your money at any time. A 360 CD is a type of savings account that also earns interest, but when you deposit your money, you agree to keep it there for a specific amount of time, called a term.
How long does it take for Capital One 400 bonus?
Open a new 360 Checking account by January 26, 2021 using promo code BONUS400. Make at least 2 direct deposits totaling $1,000 or more within 60 days of account opening. Receive a $400 bonus 3 months after the initial 60-day account opening period.
Is Capital One 360 Performance savings safe?
FDIC insured: Capital One’s 360 Performance accounts are covered by FDIC insurance, so in the event of a bank failure, you’re protected up to $250,000 per depositor, per institution.