Can I let someone else drive my car in Ontario?
As long as you’re licensed to drive in Ontario, you can operate someone else’s vehicle even if you don’t have insurance of your own. You must receive their explicit permission to operate the vehicle, however. This means being listed as a secondary driver on the vehicle’s insurance policy.
Can you lend your driving license to another person?
You may lend your driving license to another individual if: In no circumstances are you allowed to lend your license out. It is used only for identification purposes. If it is to a new driver who forgot their license at home. If it required in an emergency situation.
What happens if you lend your car to an unlicensed driver?
If you should manage to lend your car to an unlicensed driver (hopefully because you didn’t know that the person had no driver’s license) and that person gets into an accident, you should expect that your insurance company will try to disclaim coverage.
What happens if my friend borrows my car?
It is possible that, if your friend borrows your car and gets into an accident, your friend’s own car insurance policy might cover any damages, but that is no guarantee either. Your friend’s policy may or may not cover accidents in cars that he/she borrows, or the friend’s policy might provide far more limited coverage than your policy.
Can you drive alone with a driving permit?
Driving permit restrictions You cannot drive alone Not just anyone can log your required practice hours. Phone use is a no-no while driving. Everyone in the vehicle must wear their seat belts.
Is it safe to lend a car to another driver?
If your family member is not listed on your policy and causes a crash in your car, you could face a one-time financial consequence. Listing drivers prevents this risk. Also, having Unlisted Driver Protection on your policy can give you peace of mind if you want the flexibility to lend your car occasionally to drivers not listed on your policy.
Can You loan out a car to a friend?
It’s not that you should never loan out your car to a friend, but you need to qualify any driver when you lend out your vehicle: Make sure the borrower has a valid driver’s licence for the province or territory that you both live in
If you should manage to lend your car to an unlicensed driver (hopefully because you didn’t know that the person had no driver’s license) and that person gets into an accident, you should expect that your insurance company will try to disclaim coverage.
Can a friend drive my car if they are not on my insurance?
Anyone who borrows your car once in a while and does not reside in your household – a friend, a relative who does not live in your house, or a babysitter – will also be covered by your auto insurance policy.