What should you do if you hit a deer with your car?
What to do if you hit a deer
- Pull to the side of the road as soon as it is safe to do so.
- Turn on your hazard lights and remain in the vehicle until you are sure it is safe.
- Call emergency services if injuries are involved or the local police for property damage.
- Stay away from the deer.
How much does it cost to repair a car hit by a deer?
Because insurance companies end up paying for the damage, the industry has tried to raise awareness of the threat and take steps to mitigate it. According to the Insurance Information Institute (III), the average cost per insurance claim for collision damage is $2,800, with costs varying, depending on the type of vehicle and severity of damage.
What should I do if I hit a deer in my car?
If you hit a deer, pull over and call the police, just as you would in any other auto accident. Contact your insurance agent or company representative to report any damage to your car. Collision with an animal is covered under the comprehensive portion of your auto insurance policy.
What happens if you hit a deer at 50 mph?
Many drivers who have hit deer say the animals appeared in front of their speeding vehicles without warning. By the time they saw the deer it was too late to avoid hitting them. Hitting a deer at 50 or 60 miles per hour will cause extensive damage to the front end of a vehicle.
Is it covered for auto insurance if you hit a deer?
Collision with an animal is covered under the comprehensive portion of your auto insurance policy. Despite the increase in the deer population State Farm estimates the average driver’s chances of being in a deer-vehicle collision has actually gone down over the last five years.
What to do if your car is hit by a deer?
If you happen to be involved in a car-deer collision, pull over and call the police. Even if the damage isn’t extensive, you need to report the accident. Document any injuries of driver or passengers. The next step after that is to call your insurance agent and report the damage to your car.
What happens if you swerve and hit a deer?
Contact us for answers. Note: Your vehicle can still be covered if you swerve to avoid hitting an animal and then hit another vehicle/object or overturn your car. But, that would instead be covered by collision and not comprehensive. Collision is also an optional coverage.
How much does it cost to hit a deer?
Hitting a deer can be costly. According to the Insurance Information Institute, the average cost nationwide of deer-crash insurance claims was $4,135 in 2015. Do you need to file a police report? In general, car insurance companies don’t require one for filing a comprehensive claim.
Do you have to have insurance if you hit a deer?
You’re covered if you have comprehensive insurance, which is an optional coverage you can add to your auto policy. FYI: Most drivers do add comprehensive. See more examples below of how animals can cause damage and how you’re covered.