What happens if I let a friend Drive my Car?
If you gave your friend permission to drive your car, your car insurance would typically be deemed the primary coverage. However, since they also have car insurance, their insurance would probably be considered secondary coverage.
What happens when your friend is behind the wheel of your car?
It could be a family member who is already listed on your policy or simply a friend that you gave permission to drive. When a permissive driver is behind the wheel, your insurance is considered the primary insurance.
Is it okay to have someone else drive your car?
Usually, yes — your car insurance coverage should extend to anyone else driving your car. Think of it this way: the car insurance typically follows the car, not the driver. So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.
Can a friend take your car without permission?
Suppose a friend or relative takes your car without permission and causes an accident. In that case, his insurance could be primary and yours secondary. But if that person is uninsured, you and your insurance will likely be responsible.
If you gave your friend permission to drive your car, your car insurance would typically be deemed the primary coverage. However, since they also have car insurance, their insurance would probably be considered secondary coverage.
It could be a family member who is already listed on your policy or simply a friend that you gave permission to drive. When a permissive driver is behind the wheel, your insurance is considered the primary insurance.
Usually, yes — your car insurance coverage should extend to anyone else driving your car. Think of it this way: the car insurance typically follows the car, not the driver. So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.
What happens if you drive under the influence and drive someone else’s car?
You drove under the influence – If you are driving under the influence in someone else’s car, their insurance won’t cover damages you cause. You’d face legal consequences for that, too. One important note, you may not be covered by someone else’s car insurance if you live with them and aren’t already listed on their policy.