Do I need extra insurance when renting a car in Italy?

Do I need extra insurance when renting a car in Italy?

Everyone knows that, unlike in many other European countries, basic CDW car rental insurance is mandatory in Italy. That is, you are legally required to have this coverage while driving a rental car in Italy, and the rental companies won’t let their car off the lot until they are sure you’re covered.

How does rental car insurance work in Italy?

Car rental insurance protects you from any liability that results in death, injury to others or any property damage that is caused while you are driving a rental car in Italy. In Italy, the law requires that you must carry certain types of insurances: Collision Damage Waiver (CDW) and Theft Protection.

Do I need rental insurance when renting a car?

Do I need rental car insurance? Car rental insurance isn’t usually compulsory but rules can vary between countries. At the very least, you will usually need a collision damage waiver or loss damage waiver that is the most basic form of insurance when renting a car.

Is liability insurance required in Italy?

By law, all vehicles must be insured to a third party liability level in Italy. Comprehensive vehicle insurance covers damages caused to your own car by you, as well as injury, property damage, fire and theft.

How much is car insurance in Italy?

In 2019, the average annual premium of car insurance in Italy amounted to roughly 350 euros. There were however large regional differences….Average annual cost of car insurance policies in Italy between 2015 and 2019 (in euros)

Characteristic Average price in euros
2019 350
2018 353
2017 356
2016 367

Why is Italian car insurance so expensive?

Car theft rates in the Italian provinces The incidence of car theft was highest in southern Italian cities: all the cities in the top ten were located in the South. Furthermore, in this macro-region, one of the factors contributing to pricier car insurance premiums was the poor quality of the road network.

Can you drive without insurance in Italy?

Legally in Italy, you are required to be covered by car insurance that is at least to a level of third-party liability. As long as you are covered by a valid driving license, we can offer you Italian car insurance.

What insurance do you need to rent a car?

You do need auto insurance to rent a car. If you do not own a car of your own, you can purchase what is called a “non-owners policy.” This type of policy will cover you in any car that you are driving. If you are frequently renting cars, the policy may be cheaper than purchasing the rental car company’s insurance.

Should I rent a car in Italy?

Italy has a good train system so you absolutely do not need a car if you will only be visiting Italian cities (large and small). And if you are combining a visit to major Italian cities with time in the countryside, please wait to rent you car until you are traveling into the country.

Is insurance required to rent a car?

The minimum insurance required to rent a car in the United States (or Canada) is basic public liability and property damage. (This covers only other persons and property, not the vehicle itself in the case of loss or damage…

Should I get rental car coverage?

when rental car insurance coverage is a good idea. If you’re not currently insured, you’ll need to at least buy liability coverage from the rental company before you hit the road. Otherwise, rental insurance isn’t legally required — which is not to say it can’t help.