What is the mobile check deposit limit for NetSpend?
$2,500 per check
Netspend cardholders can load a maximum of $2,500 per check (no more than $5,000 in a 24 hour period or $10,000 per 30 days).
Does NetSpend use Ingo to cash a check?
NetSpend is launching the Ingo Money SDK service within NetSpend mobile applications, enabling consumers and small business owners to receive immediate and irreversible access to funds from approved checks via iOS and Android devices.
How much does NetSpend charge per transaction?
Summary of Main Fees
| Fee Type | Pay-As-You-Go Plan |
|---|---|
| Card Purchase Fee | $0 when signing up at Netspend.com Up to $9.95 if purchased at a retail location |
| Plan Fee | $0 |
| Purchase Transaction Fee | $1.50 for PIN and signature transactions |
| ATM Withdrawal | $2.50 |
How can I mobile deposit a check?
Mobile check deposit allows you to save time by depositing your checks remotely, no matter where you are or what time of day it is. Instead of making a run to the bank, you can simply snap a picture of the front and back of the check on your smartphone and deposit it using the bank’s mobile app.
Why did Ingo decline my check?
Below are some examples of reasons we may decline a check: Check was not written to you, as your name appears on your Ingo Money account. Amount of the check is less than $5 or more than $5,000. Amount of the check will cause you to exceed the daily, weekly or monthly funding limits for your selected account.
Can I deposit a check on my NetSpend card at an ATM?
You can deposit checks to your bank account for free, either through direct deposit or a deposit at the ATM or teller, and transfer money from your bank account to your prepaid card.
How can I check my NetSpend balance for free?
You can check your NetSpend balance for free by logging in to your online account center. You can also check your balance by signing up for Anytime Alerts. After signing up just text the letters BAL to 22622 anytime, and you’ll receive a message with your balance.
Can you get checks for a netspend account?
You can also request the funds be sent to you via check (mailed within 3 or 4 weeks). There is a $5.95 fee for receiving a check. To do this, call us at 1-866-387-7363, or log in to the Online Account Center to close your account.
How long does netspend mobile deposit take?
On the Netspend Visa Prepaid Card, processing a mobile check deposit can take up to 10 days. If you want same-day processing, you’ll have to pay a 1% to 4% fee.
How soon does Netspend post a direct deposit?
This depends on the funding source associated with your deposit. In most cases a direct deposit should be available within 2-3 days of ACH. Depending on Netspends relationship with various entities, this timing may very across the U.S.
Does Netspend offer checks?
Netspend’s mobile app allows you to deposit checks via mobile, send or receive money from anyone with Netspend’s FlashPay and find the lowest-cost reload locations near you. If you’re looking for the more advanced budgeting features some financial institutions offer to their mobile users, you’re out of luck.
Is NetSpend a bank account?
NetSpend is a bank account alternative that can help the unbankable get things done. It’s also an option for people who can open accounts, but prefer to use another route. If you are wondering whether NetSpend is the perfect bank account alternative for you, here’s what you need to know.
How to check my Netspend account?
The first and easiest way to check your NetSpend balance is to log on to your online account. Another method involves signing up for free Anytime Alerts . In this case, you will be receiving the information contained in text messages.