What is the $95 program fee for First Premier Bank?
Additional Card Details
| Credit Limit | Program Fee | Monthly Fee |
|---|---|---|
| $300 | $95 | $0 first year, then $6.25 per month |
| $400 | $95 | $0 first year, then $6.25 per month |
| $500 | $95 | $0 first year, then $10.40 per month |
| $600 | $75 | $5.85 per month first year, then $8.25 per month |
Do I have to pay First Premier Bank processing fee?
In addition to the one-time $25 – $95 processing fee, First Premier credit cards charge a $75+ annual fee the first year and a $45 – $49 annual fee each year after that. Also, after the first year, you’ll pay a $75+ servicing fee in 12 monthly installments of $6.25+ each.
Does First Premier waive annual fee?
One of them is an annual fee that costs between $45 and $125. Additionally, you’ll have to pay a monthly fee that costs up to $10.40. However, First Premier will waive or reduce this fee for the first year, which can help offset the cost of the program fee.
How much is First Premier annual fee?
The annual fee ranges from $75 to $125 the first year and $45 to $49 each year thereafter. And the monthly fee (waived for the first year) could be as “low” as $6.25 or as high as $10.40. Best case, you’ll have to pay roughly $290 in fees before the second anniversary of account opening.
Is First Premier Bank program fee refundable?
If you paid the processing fee, which was $95 as of 2015, First Premier Bank will refund that amount if you cancel within 30 days of receiving the cardholder contract.
Should I cancel my First Premier credit card?
If you do it within 30 days of receiving the cardholder contract, the program fee or any other fees charged will be refunded. Considering First Premier’s high annual and monthly fees and APR, canceling this card is probably a good idea.
How do I cancel my First Premier credit card?
To cancel your First Premier credit card account, call their customer service line. Here’s the number: 800-987-5521. Just remember that when you close a credit card account, the total amount of credit that you have available falls. That causes your credit utilization to rise, which is bad for your score.
How much can I withdraw from my First Premier credit card?
Can I withdraw money from my First Premier Bank credit card? You can withdraw money from the First Premier Bank Credit Card as a cash advance. Once your account is open, your initial cash advance limit will be 10% of your credit limit.
Does Premier credit card let you overdraft?
OVERDRAFT PRIVILEGE PROGRAM Premier Bank will authorize and assess an overdraft fee on transactions made by ATM and debit card transactions that will overdraw your account up to a pre-determined limit for eligible consumers.
Can I withdraw money from my First Premier credit card?
You can withdraw money from the First Premier Bank Credit Card as a cash advance. If you take a cash advance, you’ll need to pay a cash advance transaction fee of $8 or 5% of the cash advance, whichever is greater. And, you’ll start accruing interest on cash advances immediately.
How much is the first Premier credit card processing fee?
You can also arrange a payment by phone. The First Premier customer service number is (800) 987-5521. In addition to the one-time $25 – $95 processing fee, First Premier credit cards charge a $75+ annual fee the first year and a $45 – $49 annual fee each year after that.
Do you have to have a checking account to get a first Premier credit card?
Though First Premier Bank requires a checking account to qualify for their credit cards, there are multiple ways to pay the processing fee. Payment options include a bank draft, personal check, money order, debit card, or another credit card. First Premier will not open an account until it receives the processing fee.
Is the first Premier Bank MasterCard a bad deal?
Note: Our editorial staff maintains strict independence and integrity, so it is important to note that WalletHub’s legal history with First Premier had absolutely no bearing on our review. The First PREMIER® Bank Mastercard Credit Card is a bad deal, even for people with “bad” credit, and it’s immediately obvious.
How much can I withdraw from first Premier credit card?
You can withdraw up to 10% of your credit limit in cash, or $30. But you will need to obtain a PIN from First Premier before performing this type of transaction, known as a cash advance. You can reach their customer service department at 800-987-5521 .