What happens if someone hits a deer in my car?

What happens if someone hits a deer in my car?

Call the police. Alert authorities if the deer is blocking traffic and creating a threat for other drivers. If the collision results in injury or property damage, you may need to fill out an official report. This report also can prove useful when filing your insurance claim.

What happens if you hit a deer with your car?

Hitting a deer with your car or truck can cause extensive property damage and even serious injuries and death. Fortunately, your odds of hitting a deer are on the decline, according to a survey by State Farm Insurance.

Why was my husband at fault for hitting a deer?

A customer recently contacted me nearly in tears that her husband had hit a deer. I immediately thought he had suffered serious injuries, and that’s why she was so upset. Come to find out she was upset because she thought hitting a deer was an at-fault accident and her rates would increase.

Does your insurance go up if you hit a deer?

Comprehensive claims, such as one for hitting a deer, don’t typically increase your car insurance rates. However, with many companies, if you file a certain number of claims within a specified period, your rates can go up.

When is the peak of deer car accidents?

Deer car crashes are most common in October, November and December, with November being the peak. This is mating season for deer, so deer tend to roam more. They also can be more prevalent in late spring and early summer, when young deer start to establish new territory for themselves.

What happens if you hit a deer at 50 mph?

Many drivers who have hit deer say the animals appeared in front of their speeding vehicles without warning. By the time they saw the deer it was too late to avoid hitting them. Hitting a deer at 50 or 60 miles per hour will cause extensive damage to the front end of a vehicle.

What to do if your car is hit by a deer?

If you happen to be involved in a car-deer collision, pull over and call the police. Even if the damage isn’t extensive, you need to report the accident. Document any injuries of driver or passengers. The next step after that is to call your insurance agent and report the damage to your car.

Comprehensive claims, such as one for hitting a deer, don’t typically increase your car insurance rates. However, with many companies, if you file a certain number of claims within a specified period, your rates can go up.

What happens if you hit a deer in the head?

Serious bodily injury to vehicle occupants can occur if the deer’s body rises over the hood of the car and slams into the windshield. A driver trying to miss an animal in the roadway may lose control or run off the road.