How does the NHSC Loan Repayment Program Work?

How does the NHSC Loan Repayment Program Work?

The National Health Service Corps (NHSC) Loan Repayment Program (LRP) offers primary medical, dental, and mental and behavioral health care clinicians the opportunity to have their student loans repaid, while earning a competitive salary, in exchange for providing health care in urban, rural, or tribal communities with …

What Hpsa qualifies for loan repayment?

14 or higher
All of DBH’s NHSC-approved sites are located in federally designated Health Professional Shortage Areas (HPSAs) with a HPSA score of 14 or higher.

Is National Health Service Corps Loan Repayment taxable?

By statute, NHSC LRP funds are exempt from federal income and employment taxes.

How do nurses pay off loans?

The Nurse Corps Loan Repayment Program repays 60% of your unpaid nursing student loans — whether they’re federal or private — in return for two years of full-time employment. Nurses who work a third year may be able to get an extra 25% of their original balance paid off.

How competitive is the NHSC Loan Repayment Program?

The NHSC Loan Repayment Program is competitive. The program plans to offer 2,500 awards to eligible candidates in 2019. As of the fiscal year 2017, there were 2,068 applications but only 181 awards made. Before you apply, make sure you’re eligible for NHSC loan repayment.

How can I get out of NHSC?

Taking Permanent Leave from Your NHSC Site If you feel you can no longer continue working at your current NHSC-approved site, discuss the situation and/or concerns with your NHSC-approved site management and contact us immediately through the BHW Customer Service Portal.

What does Hpsa score mean?

HPSA Scores are developed for use by the National Health Service Corps to determine priorities for the assignment of clinicians. Scores range from 1 to 25 for primary care and mental health, 1 to 26 for dental health. The higher the score, the greater the priority.

Is a HRSA grant taxable income?

Is a tax-exempt health care provider subject to tax on a payment it receives from the Provider Relief Fund? Generally, no. A health care provider that is described in section 501(c) of the Code generally is exempt from federal income taxation under section 501(a).

Can you do NHSC and PSLF together?

If you qualified for both programs simultaneously, after two years of NHSC, you could potentially get $50,000 in assistance. This only counts as one payment, so you need another 119 payments to be eligible for PSLF.

Will there be loan forgiveness for nurses?

Nurses who work for a nonprofit or the government may qualify for Public Service Loan Forgiveness. PSLF offers tax-free forgiveness of your remaining federal direct loans after you make 120 eligible payments while working full time for a qualifying employer; private loans are ineligible.

Where can I get loan repayment from NHSC?

If eligible, you can apply to one of four NHSC loan repayment programs: Licensed primary care clinicians in eligible disciplines can receive loan repayment. In exchange, you serve at least two years at an NHSC-approved site in a Health Professional Shortage Area (HPSA).

Who are eligible for gbhcw loan repayment programs?

The GBHCW administers service-cancelable loan repayment programs for physicians, dentists, physician assistants, and advanced practice registered nurses.

Who is eligible for the Faculty loan repayment program?

You are eligible for the Faculty Loan Repayment Program (FLRP) if You come from a disadvantaged background. We base this on environmental and economic factors. You have an eligible health professions degree or certificate. You are a faculty member at an approved health professions school.

Can a primary care doctor get loan repayment?

Licensed primary care clinicians in eligible disciplines can receive loan repayment. In exchange, you serve at least two years at an NHSC-approved site in a Health Professional Shortage Area (HPSA). Is my discipline/specialty eligible to apply? How do I apply? Get details and guidance on how to apply to the NHSC LRP.