What happens if someone breaks your car window?
If someone broke your car window, comprehensive insurance applies, while a broken car window caused by an accident is covered by collision. Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books.
Can a car window be repaired if you are not at fault?
If you are not responsible for the accident, then your glass may be repaired by the other party’s insurance company. However, if you are at-fault for the accident, or if your car is damaged in a hit-and-run accident or by an uninsured or underinsured driver, then your collision coverage may take effect.
When does car insurance cover the windows on your car?
Your car insurance policy may cover the windows on your car under your comprehensive coverage option. This normally happens when the damage is not related to an accident. Comprehensive coverage is often referred to as “other-than-collision” coverage, meaning that this coverage protects your car from the following:
What happens to the glass in a car?
Automotive glass is designed to withstand the normal rigors of driving, but damaged car glass poses a safety hazard by reducing visibility and even creating a risk of injury. Side glass in particular shatters into smaller and sharper pieces than the rounded particles of broken windshield glass.
What causes a crack in the side of a car window?
Like glass damage stemming from misalignment, invisible side window breakage can also start in the window track rather than on the pane. When you clean your car, check the window track for any debris. Large debris that offers a lot of resistance and changes the way the glass fits into the frame may eventually lead to cracks.
What can cause a car window to shatter?
Extreme heat can cause shattering in rare cases. Heat is most dangerous to your windows if they are already damaged, as discussed in section three, and are left in a hot climate for a long period of time before being exposed to low temperatures as you crank up the air conditioner.