How much do you have to spend at Home Depot for interest free?
Deferred Interest Details: No interest if paid in full within 12, 18 or 24 months on purchases of at least $299, $999 or $1,999, respectively. 12 months financing on Appliance purchases of $299 or more.
Who owns the Home Depot credit card?
Citibank
The Home Depot Consumer Credit Card can only be used on purchases at Home Depot. The card is issued by Citibank and offers different financing options. If you plan on making a large purchase, this card provides financing options based on the price of the purchase.
What is the minimum payment on a Home Depot credit card?
The Home Depot® Credit Card minimum payment is $29 or 1% of the statement balance, plus fees, past-due amounts, and interest – whichever is higher.
What kind of credit score do you need for Home Depot?
640 or higher
A credit score of 640 or higher is needed for a Home Depot® Credit Card; this means that you need to have a fair credit score to get it.
Does Home Depot do payment plans?
Shop what you love from The Home Depot, without breaking your budget, when you split your purchase into 4 smaller payments with Klarna.
Does Home Depot credit card have 0 interest?
Home Depot offers two credit cards for consumers. The basic Home Depot credit card offers a promotional 0% interest rate; after that, the annual percentage rate (APR) ranges from 17.99% to 26.99%.
What is the highest credit limit on a Home Depot card?
What Does It Give Me? The Home Depot Project Loan gives cardholders an extremely large line of credit (up to $55,000), 6 months to make purchases, and up to 9.5 years to pay it all off.
How does no interest financing work?
A no-interest loan means you are only paying back the principal — or the money you borrowed from the lender — without interest. That means if you make late payments or don’t pay off your balance within a certain timeframe, you may be charged interest retroactively on the entire balance.
What does 0 interest for 12 months mean?
When a credit card provides 0% APR it means you don’t have to pay interest on purchases charged to it for some specified amount of time—usually between 12 and 21 months. This can happen if, for example, if you fail to make a minimum payment by its due date.
Does Home Depot offer financing?
The Home Depot does not offer layaway, according to customer service. However, The Home Depot does have other financing options that may work for you — such as The Home Depot Consumer Credit Card or a Home Depot project loans.
Does Home Depot credit card give discount?
Being one of the authentic retailers, Home Depot offers credit card discounts for all their loyal customers. Home Depot credit card discount memberships are exceptionally beneficial. With these credit cards, you can build, accredit for a loan or even avail discounts on promotional selected items.
How to Check Your Home Depot credit card balance?
You can check your card balance over the phone. You can check the balance of your Home Depot credit card either online or by phone. If checking your balance online, you must first register for online access if you don’t already have it. This requires setting up a unique user ID and password. Make sure you also have your card handy.
What is a zero percent interest card?
A 0% interest credit card (frequently referred to as a “0% APR credit card”) is just a normal credit card that offers a special introductory period when no interest is charged on purchases made and/or on balances transferred from other credit cards.