What is declined code 05?
Credit card decline code 05 is a message you receive from the customer’s credit card issuing bank. Decline code 05 means “Do not honor” the purchase. It is one of the most common and general decline messages for transactions that the issuing bank has blocked.
What does declined 56 mean?
No Card Record
The customer’s card issuer has declined the transaction as the credit card number does not exist. The customer should use an alternate credit card.
What is a decline code?
In general, 00 is the only approval code our system will return (the rest are all decline codes). A declined 05 is the most common and general decline code. A decline response code generated by the PayJunction system. This usually indicates something is configured incorrectly with the merchant’s terminal or file.
What does 2000 do not Honour mean?
In a nutshell, a ‘Do Not Honour’ error code comes up when the customer’s card issuer is refusing to send an authorisation token back to your payment system. It’s not necessarily anyone’s fault; the issuer simply didn’t validate the transaction.
Why would a bank decline a transaction?
Declined (Card declined by issuer – contact card issuer to determine reason.) This generally occurs for one of two reasons: The customer’s credit card issuing bank did not approve the transaction. This could be for insufficient funds, frozen account status, invalid credit card number or expiration date, etc.
What is transaction denied 58?
not permitted to
Error code 58 means the transaction is not permitted to the cardholder. This error code means that the customer’s card issuer cannot process the transaction. For example, the customer may be using a Discover credit card when your point of sale system cannot accept this type of payment.
What is decline Code Z3?
‘Z3’ is the correct response code when the terminal is unable to go online, but sometimes ‘Z3’ shows up in tag 8A when it’s not expected. Why? Basically, if you send a result code to the reader that is not recognized by the kernel, the kernel will change it to ‘Z3’ (5A33).
What does declined 64 mean?
The customer’s card issuer has declined the transaction due to the amount attempting to be processed. The customer should check the transaction amount and try again, contacting their card issuer should the problem persist.
How do you fix do not Honour?
To resolve a 20005 (Declined – Do not honour) response, try the following:
- Ask the customer to contact their bank, explaining that they are trying to process a payment. The customer can ask the bank to allow the payment.
- Ask the customer to try again at a later time.
- Ask the customer to use an alternative credit card.