What is Section 162 M of the Internal Revenue Code and what does it mean for executive compensation?

What is Section 162 M of the Internal Revenue Code and what does it mean for executive compensation?

Internal Revenue Code Section 162(m) generally prohibits tax deductions by publicly traded companies on the portion of pay for “covered employees” that exceeds $1 million per year. Currently, covered employees are the chief executive officer, chief financial officer and the three next-highest-compensated individuals.

What is included in 162 m?

Code Section 162(m) generally restricts a publicly held corporation’s ability to take an income tax deduction for compensation paid to “covered employees” in excess of $1 million per year.

What are section 162 expenses?

Section 162(a) allows a deduction for all the ordinary and necessary expenses paid or incurred during the taxable year in carrying on any trade or business. Section 262, however, provides that no deduction is allowed for personal, living, or family expenses.

What qualifies as Section 162 trade or business?

In Code Section 162, the IRS states that for an activity to be considered a “trade or business”, there must be “regular and continuous conduct of the activity” and its “primary purpose must be to make a profit”.

Is executive compensation tax deductible?

IRS Issues Final Section 162(m) Regulations On Companies’ Ability To Deduct Executive Pay. Section 162(m) generally disallows a tax deduction for compensation paid in excess of $1 million in any taxable year to certain current and former executive officers (“Covered Employees”) of publicly held corporations.

What limits exist on the deductibility of executive compensation?

Section 162(m) of the IRS Code places a $1 million-dollar limit on the amount of deductible compensation that a company can pay to their CEO, CFO, and other three most highly paid executives.

Who are covered employees?

A covered employee is a person who is eligible for unemployment insurance benefits from the state and federal unemployment insurance programs in the event that they become unemployed through no fault of their own. Employers contribute to unemployment insurance tax relating to the covered employee.

What is excess parachute payment?

An “excess parachute payment” is defined to mean any parachute payment that exceeds the individual’s base amount [IRC section 280G(b)(1)]. To the extent the rules apply, therefore, “any excess of the payments over the recipient’s average annual compensation is generally nondeductible” (Bittker and Lokken).

Is 162 an itemized deduction?

Section 162 provides the general deduction for trade or business expenses. Like deductions under Section 162, it can apply to losses incurred in a trade or business pursuant to Section 165(c)(1). However, Section 165(c)(1) deductions are categorized as miscellaneous itemized deductions pursuant to Section 67(b).

What is a Section 162 Executive Bonus Plan?

A 162 Executive Bonus plan allows a business to provide life and/or disability income insurance to key executives using tax deductible dollars. In practice, the business may actually pay the premiums directly to the insurance company, then include the amounts in the executives’ reported W-2 income.

Is the business a sec 162 qualifying activity for the QBI deduction?

To qualify for QBI as a Section 162 trade or business, the taxpayer must meet certain facts and circumstances requirements. 162 trade or business to have a profit motive and pursue considerable, regular, and continuous activity. For example, a hobby would not qualify as a trade or business.