What is Blue from American Express?
Card Summary The Blue from American Express Card is a rewards credit card. It earns two points per dollar on eligible travel purchases made on AmexTravel.com and one point per dollar on all other purchases.
Is American Express Blue hard to get?
Blue from American Express® is an entry-level card for borrowers new to Membership Rewards, so it’s not as difficult to qualify for as other American Express cards. But this isn’t a card for applicants with poor credit scores: You’ll need a credit score of at least 700 to qualify.
What credit score do you need to get American Express Blue?
You’ll need good to excellent credit to qualify for the Blue Cash Preferred® Card from American Express. Generally speaking, this is defined as a credit score of 690 or better. But a credit score alone isn’t enough to qualify for any credit card.
Does Amex Blue rewards?
American Express Blue Card’s Rewards Earn 1 Membership Rewards® point for every eligible dollar you spend. Earn double points on each dollar of eligible travel purchases booked through amextravel.com (enrollment is required). There’s no limit to how many points you can earn, and points don’t expire.
Do you have to pay American Express Blue in full every month?
You don’t have to pay off all American Express cards every month. That’s the case with the Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express, for example, as well as the The Amex EveryDay® Credit Card from American Express and others.
Is the American Express blue card metal?
Although the American Express Blue Cash Preferred card is not metal, it is still a great everyday card at a reasonable price of $95. Currently, the only American Express cards that are made out of metal are the Gold card, the Platinum Card, the Marriott Bonvoy Brilliant card, and the Centurion card.
Does the Amex Blue card have an annual fee?
There’s no annual fee and the card comes with a balance transfer offer: Get 0% Intro APR for 18 months from account opening on balance transfers, after which the standard APR of 13.99% – 23.99% (Variable) will apply.
What happens if I don’t pay American Express in full?
Interest charges accrue when you don’t pay the bill off in full. Pay Over Time charges an interest rate that is the same across the Green, Gold and Platinum products. As of August 2020, cardholders who use the feature will pay an APR between 15.99% to 22.99%, depending on creditworthiness.
Why are some credit cards so heavy?
“(They’re) also perceived to elevate a customer’s status. People tend to see metal cards as a sign of luxury.” Metal credit cards also feel different from plastic ones and are heavier. Because consumers perceive metal cards as higher quality, credit card issuers have swapped some plastic cards for metal ones.