What is the College Access loan?

What is the College Access loan?

The College Access Loan Program provides alternative educational loans to Texas students who are unable to meet the cost of attendance. The amount of federal aid that a student is eligible for (regardless of whether actually accepted) must be deducted from the cost of attendance in determining the CAL loan amount.

Is a college access loan a federal loan?

College Access Loan (CAL) Certification Only federal Perkins loans (to the extent that your institution has Perkins funds to award) and federal Direct Stafford loans are to be considered – not federal PLUS loans.

How do I access my government student loans?

To access StudentAid.gov: Go to StudentAid.gov. Click “Log In”…At StudentAid.gov, you can find:

  1. Your student loan amounts and balances.
  2. Your loan servicer(s) and their contact information.
  3. Your interest rates.
  4. Your current loan status (in repayment, in default, etc.)

What is the CB loan?

CB Loans is a mortgage broker with operations in one state. CB Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and bridge loans and fix & flip loan mortgages. CB Loans is a FREEandCLEAR Certified Gold Low Rate Lender, Technology All Star and Mortgage Program Leader.

Is a college access loan subsidized or unsubsidized?

Subsidized: Interest is paid by the Education Department while you’re enrolled at least half time in college. Unsubsidized: Interest begins accruing as soon as the loan is disbursed, including while students are enrolled in school. Subsidized: No payments are due in the first six months after you leave school.

How do I get a loan for a certificate program?

If your certificate program offers federal financial aid, then your first step is to fill out the Free Application for Federal Student Aid (FAFSA). The exact amount of aid you may receive depends on the school you end up attending, but possible free money from the government includes: Federal Pell Grant.

Is an HH loan a private loan?

The HH Private Loans Program The Hinson-Hazlewood College Student Loan Program is unique to Texas. The CAL Program is the state-sanctioned alternative loan designed for Texas students at every level of education.

How do I find out about my student loans?

You can use the National Student Loan Data System (NSLDS) to find out what federal loans you have. As of February 2020, the NSLDS site is found on the Department’s StudentAid.gov site.

Is a Cal loan a private loan?

The HH Private Loans Program The CAL Program is the state-sanctioned alternative loan designed for Texas students at every level of education. Borrowers must attend school at least half-time.

What certificate programs make the most money?

High-paying six-month certificate programs

  1. Emergency Medical Technician. National average salary: $14.65 per hour.
  2. Funeral director. National average salary: $18.90 per hour.
  3. Brick Mason.
  4. Personal trainer.
  5. Medical coder.
  6. Firefighter.
  7. Air traffic controller.
  8. Automobile service station manager.

How do you get a college loan?

To apply for a federal student loan, you must first complete and submit a Free Application for Federal Student Aid (FAFSA ®) form. Based on the results of your FAFSA form, your college or career school will send you a financial aid offer, which may include federal student loans.

How do you access student loans?

You can always access student loan information through your My Federal Student Aid account. Another route to find out your federal student loan balances is to go directly to the National Student Loan Data System (NSLDS). This is the U.S. Department of Education’s central database for student aid, and it keeps track of all your federal student loans.

What is the college access loan (Cal) program?

The College Access Loan (CAL) Program provides an alternative type of educational loans to Texas students that attend colleges and universities in Texas. Students do not have to demonstrate financial need to receive these loans, which may be used to cover all or part of a student’s Expected Family Contribution (EFC).

Where to get college loans?

There are three main sources of student loans: The federal government lends almost half of the money college students borrow each year. State agencies offer college loans. Private organizations like banks, other financial institutions, foundations and colleges may offer loans to students.