How do I get Fortiva?
You can apply for the Fortiva credit card online if you have received an offer in the mail. First, visit the Fortiva website, click on “Respond to a Mail Offer” near the top-center of the page, and enter the acceptance code in the space provided. You can find your code near the bottom of your mail offer.
What credit score is needed for Fortiva?
630 credit score
Fortiva Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you’re looking to apply, we recommend at least a 630 credit score. If you’re not sure what your Credit Score is, apply for a report, here.
Is Fortiva a real company?
Fortiva credit cards are unsecured credit cards for people with bad credit that are issued in partnership with The Bank of Missouri.
Where is Fortiva credit card accepted?
Your Fortiva credit card can be used anywhere. It is a Mastercard, which is accepted virtually everywhere in the U.S. and in more than 200 countries and territories around the world. However, using the Fortiva credit card abroad may not be such a good idea, considering its 3% foreign transaction fee.
Does fortiva have annual fee?
It has no annual fee, and you can earn rewards on your routine purchases. And, if you keep up with payments and maintain a low balance, Discover may refund your security deposit once they begin to review your account after eight months of on-time payments and approve you for an unsecured card.
Can you use fortiva anywhere?
Use the unsecured Fortiva Credit Card anywhere Mastercard® is accepted. Payment alternatives for retail purchases. Take the hesitation out of shopping with Fortiva’s revolving line of credit.
Does fortiva report to the credit bureau?
Because Fortiva will report your payment history to the three major credit bureaus, using your card responsibly can help establish a good credit history and improve your credit score. However, the card has very costly fees, and it doesn’t have a rewards program.
What company uses fortiva?
Fortiva® Retail Credit Expands Partnership with American Signature Furniture to Offer Second Look Financing Solutions Nationwide.
What bank owns fortiva?
The Bank of Missouri
The Fortiva credit card is issued by The Bank of Missouri.
How do I close my fortiva account?
You may close your Account by writing to us at Account Services, P.O. Box 105555, Atlanta, GA 30348-5555.
Does Wayfair use fortiva retail credit?
What is Wayfair Financing? We’ve partnered with several leading financial service providers, including Affirm, Citizens Pay, Fortiva Retail Credit, Acima, and Katapult, to offer you compelling financing or leasing offers for which you’re qualified.
Does fortiva have a grace period?
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.