What happens if your car gets hit by a stolen car?
If the driver responsible for the road traffic accident has stolen the vehicle involved in the accident and is identified by the police, then any insurance policy taken out by the owner of the vehicle may compensate innocent victims of injury.
Who is responsible for repairs after a car accident?
And keep in mind that whichever insurance company ends up bearing financial responsibility for the vehicle damage portion of your car accident losses, that insurer will only pay for repairs/replacement of your vehicle up to policy limits.
Who is responsible for car damage that happens at the body shop?
Not only is the cause of the damage relevant, but, perhaps more important is what you agreed to. If the body shop actively damaged your vehicle, they will likely have to pay. If the damage happened due to an accident or another party, though, you may have agreed to hold them harmless or otherwise waive their responsibility.
Who is liable if my car is involved in an accident but I?
Thankfully, in most accidents, damages will be covered by one of the involved driver’s insurance companies. It’s usually whoever was liable for the crash, making a financial recovery more likely. However, what if the person driving one of the vehicles in the accident was not the car owner?
Do you have to pay to fix your car after an accident?
The answers depend on a number of key factors, including: the extent of the damage in relation the vehicle’s value available insurance coverage. An insurer is only required to pay damages up to the value of your vehicle.
And keep in mind that whichever insurance company ends up bearing financial responsibility for the vehicle damage portion of your car accident losses, that insurer will only pay for repairs/replacement of your vehicle up to policy limits.
The answers depend on a number of key factors, including: the extent of the damage in relation the vehicle’s value available insurance coverage. An insurer is only required to pay damages up to the value of your vehicle.
Not only is the cause of the damage relevant, but, perhaps more important is what you agreed to. If the body shop actively damaged your vehicle, they will likely have to pay. If the damage happened due to an accident or another party, though, you may have agreed to hold them harmless or otherwise waive their responsibility.
Who is responsible for car damage in no fault state?
Regardless of whether your accident occurred in a no-fault state or a traditional fault-based state, the responsible insurance company will only pay for your vehicle damage up to its policy limits.