How do I email Home Credit?
Please send an email to [email protected] and include the following details: Loan Account Number.
Can you go to jail for not paying Home Credit?
You cannot go to jail for not paying a loan. No creditor of consumer debt — including credit cards, medical debt, a payday loan, mortgage or student loans — can force you to be arrested, jailed or put in any kind of court-ordered community service. If you get sued for an unpaid debt, you’ll end up in civil court.
How do you cancel a Home Credit card?
Suspension, Cancellation, Termination and Non-renewal. The Cardholder may, at any time, terminate the use of the Card by calling Home Credit at the Customer Service Hotline even without returning the Card to Home Credit.
How do I complain about Home Credit?
In writing (through email) to a secure email ID: [email protected] • Raise the concern through the “Online form” on our Website under the “Ombuds” page • In writing (through hard copy/letter) to: The Ombudsperson Home Credit India Finance Private Limited, Infinity Towers, Tower C, 3rd Floor, DLF Phase-2.
Can I get two items in home credit?
Can I buy multiple items at the same time? Yes! Most partner stores offer bundling. You can purchase up to three items provided they are not the same item type and subject for approval.
What will happen if you dont pay Homecredit?
The Collection Charge shall be imposed on each Installment Amount that is not paid by the Customer within five days after the relevant due date. The relevant Penalty shall be imposed if the Customer fails to pay an Installment Amount within 30, 60, or 90 days, as applicable, after the relevant due date.
What happens if I don’t pay my credit card for 5 years?
If you don’t pay your credit card bill, expect to pay late fees, receive increased interest rates and incur damages to your credit score. If you continue to miss payments, your card can be frozen, your debt could be sold to a collection agency and the collector of your debt could sue you and have your wages garnished.
Can I withdraw money from credit card?
Withdrawing cash on a Credit Card? Credit Cards have revolutionised the way we look at borrowing. The cash advance feature available on your Credit Card lets you withdraw cash from any bank ATM. You get instant funds without the hassle of submitting documentation and waiting for approval from the bank.
Can I use my at home credit card anywhere?
You can use this credit card anywhere, even on purchases made at other home furnishing stores. You will earn less points per dollar, but it can still add up.
Who is the CEO of Home Credit?
Jiří Šmejc (Sep 2012–)
Home Credit/CEO
How you can reach home credit for any queries?
In case you have queries related to your personal loan or any issues/complaints relating to personal loans you can contact the Home Credit India customer care department by calling 0124-662-8888 between 9 AM to 6 PM (Monday to Sunday) or 1860 – 121 – 6660.