When did my wife rack up credit card debt?
My wife racked up our first credit card debt (about $13,000) back in 2002, shortly after we got married. I was upset, but I agreed to refinance our house to pay off the cards. She agreed that she wouldn’t pile up more debt.
How much is my husband in credit card debt?
We are $18,000 in debt when I thought we only had a balance of $400. How is this possible? I’m so upset I’m shaking. What can I do?
Do you have to sign a credit card contract with your wife?
While the credit card companies won’t care whether you have such an agreement (“they will come after the person who has more money, so if they can collect from you they will,” says Kessler), this contract will make it easier for you to seek damages from your wife in the event your relationship dissolves.
How can I replace my Discover credit card?
Current Discover cardmembers who need to replace a lost, stolen or damaged card can request overnight shipping to any U.S. street address for free. 1 Once your card arrives, you can activate your card online or via the phone and then you can use your credit card immediately. Are There Instant Approval Credit Cards?
My wife racked up our first credit card debt (about $13,000) back in 2002, shortly after we got married. I was upset, but I agreed to refinance our house to pay off the cards. She agreed that she wouldn’t pile up more debt.
What to do if your spouse is in credit card debt?
Assure your spouse that, if they’re in a lot of debt, you want to help them get out, even if that means consulting a debt relief specialist or declaring bankruptcy. You may also want to consider seeing a marriage counselor to address the underlying issues that caused your spouse to hide the debt in the first place.
What to do if you get billed for merchandise you never received?
receipt requested, so you have proof of what the credit card issuer received. Include copies (not originals) of sales slips or other documents that support your position. Keep a copy of your dispute letter. nIt is important to send the letter to the correct company.
When to dispute a credit card charge for no delivery?
In no delivery situations, some credit card issuers will use the expected date of delivery rather than the charge date as the start time for you to dispute charges. If you dispute the charge within a reasonable time after the expected delivery date passes, chances are good that the credit card issuer will honor the dispute.