Why was my car accident not my fault?
If the accident wasn’t your fault, having an official police report will help you hold the other driver accountable for damages and repair costs. Filing a police report will also help you handle an insurance claim. Your insurance company will want a copy of the report, and having one will speed up the claims process.
How can a minor fender bender cause serious damage to your car?
Do not underestimate the damage that can be caused by a misaligned car or truck. All-wheel or rear-wheel drive vehicles are particularly susceptible to transmission damage, even in a minor accident. Signs of a damaged transmission include slow acceleration and noisy, clunking sounds when the car shifts gears.
When to call the police after a Fender Bender?
The legal requirement for this varies by state, but as a general rule, whenever there’s any injury or damage above $1,000 you’re supposed to call the police and file a report. Use the non-emergency line unless it’s actually, you know, an emergency.
Who are the people in a Fender Bender?
That includes the random bystanders who saw the fender bender, the passengers in the other car, and the name and badge number of the responding officer. And I do mean everything.
When to take photos of a Fender Bender?
When you take photos of the street signs, curbs in the area, potential debris on the ground, that half-eaten sandwich the other driver was probably eating, and, of course, every inch of the damage on both vehicles, you’re giving valuable information as to exactly what happened. Keep what happened on a need-to-know basis until it’s all over.
Do not underestimate the damage that can be caused by a misaligned car or truck. All-wheel or rear-wheel drive vehicles are particularly susceptible to transmission damage, even in a minor accident. Signs of a damaged transmission include slow acceleration and noisy, clunking sounds when the car shifts gears.
Who is at fault in a Fender Bender?
That means the driver who had to turn left to take the space is most likely to be at fault. Other factors such as the point of impact on the vehicles will be used as a determining factor since that information could reveal that one driver was mostly in the space or was already turning into it when another driver tried to take it.
Why do I need to call my insurance after a Fender Bender?
The car damage could also be costly to fix, which is another reason to call the insurers. Even seemingly minor fender benders are notorious for being far pricier to fix than most drivers would expect.
Do you have to pay out of pocket for a Fender Bender?
The collision portion (if you have it) covers damage to your own car. But you’ll need to pay a deductible before the coverage kicks in on the collision portion. If the damage to your car costs less than your deductible or just slightly more, you should handle the repairs out of pocket.