Does Aflac pay for CT scans?
Major Diagnostic Exams Aflac will pay $150 when a covered person requires one of the following exams for a covered sickness: • CT scan • MRI (magnetic resonance imaging) • EEG (electroencephalogram) • Thallium stress test • Myelogram • Angiogram • Arteriogram These exams must be performed in a hospital, doctor’s office …
How much does Aflac pay for epidural injections?
EPIDURAL PAIN MANAGEMENT BENEFIT: Aflac will pay $100 when a Covered Person is prescribed, receives, and incurs a charge for an epidural administered for pain management in a Hospital or a Physician’s office for Injuries sustained in a covered accident.
Is accident insurance worth the money?
If an accident results in medical expenses your current health insurance doesn’t cover, accident insurance can serve as a financial cushion should the unexpected happen. Accident insurance benefits are lower than disability benefits, but lower benefits mean lower premiums.
What is considered an accidental injury?
Falls, cuts, burns, road accidents, bites, stings, and drowning are examples of accidental injuries. Accidents can happen at any time and accidental injury is a significant cause of death. It protects you and your family in the event of an unexpected injury that requires medical care.
What does accidental injury cover?
Accident insurance helps you pay for medical and other out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, medical exams, as well as other expenses you may face such as transportation and lodging needs.
Is a colonoscopy covered by Aflac?
Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …
How much does Aflac pay for xray?
X-RAY BENEFIT: Aflac will pay $25 when a Covered Person requires an X-ray while receiving emergency treatment in a Hospital or a Hospital emergency room for Injuries sustained in a covered accident. This benefit is not payable for X-rays received in a Physician’s office.
What is considered a covered accident with Aflac?
A covered Accidental-Death, Dismemberment, or Accidental Injury must also occur while coverage is in force and is subject to the Limitations and Exclusions. Treatment or confinement in a U.S. government Hospital does not require a charge for benefits to be payable.
What does Dave Ramsey say about Aflac?
It’s a big job, but a good term life insurance plan is more than up to the challenge! We recommend buying term life insurance that’s 15–20 years in length and covers 10–12 times your income. And in addition to term life insurance, you should always have some long-term disability insurance in place.
What does an accident policy cover Aflac?
Benefits are payable for a covered person’s death, dismemberment, or injury caused by a covered accident that occurs on or off the job. Initial Accident Hospitalization Benefit Aflac will pay $1,000 when a covered person is confined to a hospital for at least 24 hours for injuries sustained in a covered accident.
What does the Aflac accident policy cover?
The accident policy of Aflac covers the broken tooth treatment in its policy. You will be given the money for the treatment of broken tooth repaired with crown which will provide you the benefit of $400 and if the tooth is broken and need extraction, aflac will provide you $130.
What policies does Aflac offer?
Supplemental insurance policies from Aflac include accident insurance, cancer, dental, hospital stays, life, short term disability and vision. Aflac’s approach is to pay cash benefits directly to the policyholder.
What does Aflac accident pay?
Initial Accident Hospitalization Benefit. Aflac will pay $1,000when a covered person is confined to a hospital for at least 24 hours for injuries sustained in a covered accident. If the covered person is admitted directly to an intensive care unit, Aflac will pay $1,500.
Is Aflac Insurance any good?
AFLAC’s policies are legit, and at a great price, but they have to be a good fit for you and your lifestyle to be a good value. Basically, for any AFLAC policy, whether or not it’s a good fit and a good value for you comes down to your lifestyle.