What kind of liability coverage do I have for towing a trailer?
When towing an eligible trailer, the liability coverage carried on the lead car will extend. Eligible trailers and vehicles are defined as utility trailers, travel trailers and horse trailers that you own and are registered in your name.
What happens if I tow someone else’s trailer?
So if you’re towing someone else’s trailer, your liability coverage won’t provide any protection. Coverage is only automatically afforded while the eligible trailer is attached to the vehicle. So what if you’ve rented the trailer you’re towing?
How is a trailer covered under a personal auto policy?
The following are listed as covered vehicles on the standard policy form: This means auto insurance for towing a trailer is often covered by your personal auto policy, but there are qualifications, which we’ll discuss in a later section. How is a trailer covered under a Personal Auto Policy?
What’s the difference between a towed trailer and an RV?
When it comes to auto insurance, there are also differences between towed trailers and RVs. If you’re thinking about making the jump from a towed trailer to an RV and even giving up the residential life for a more transient lifestyle, you’ll need to find the right insurance company for your specialized needs.
What should you know about towing a trailer?
When towing a load that has a wider wheel base than your towing vehicle, you’ll need to remember to make wider turns at corners and curves. That’s because the wheels of the trailer (or towed vehicle) will be closer to the inside of the turn than your own vehicle’s wheels.
What happens if I was at fault for towing someone else’s trailer?
The policy for the trailer will need to have comprehensive and collision coverage to repair the damages if you were at fault. If you were not at fault in the accident then the person who caused the accident would pay for the damages to both your car and the trailer. Good luck and if you have any other questions, don’t hesitate to ask.
When towing an eligible trailer, the liability coverage carried on the lead car will extend. Eligible trailers and vehicles are defined as utility trailers, travel trailers and horse trailers that you own and are registered in your name.
So if you’re towing someone else’s trailer, your liability coverage won’t provide any protection. Coverage is only automatically afforded while the eligible trailer is attached to the vehicle. So what if you’ve rented the trailer you’re towing?
The following are listed as covered vehicles on the standard policy form: This means auto insurance for towing a trailer is often covered by your personal auto policy, but there are qualifications, which we’ll discuss in a later section. How is a trailer covered under a Personal Auto Policy?
When it comes to auto insurance, there are also differences between towed trailers and RVs. If you’re thinking about making the jump from a towed trailer to an RV and even giving up the residential life for a more transient lifestyle, you’ll need to find the right insurance company for your specialized needs.