Who is the collection bureau?
United Collection Bureau (UCB) is one of the largest contingency collection agencies in the United States, providing services to clients in government, health care, utilities, communications, financial services and student loans.
How do I know if a collection agency is legitimate Canada?
Verify that the debt collection agency exists by checking with the Better Business Bureau or your provincial or territorial consumer affairs office. After you’ve verified that the collection agency is legitimate, call their office to check if they have, in fact, contacted you.
How do I contact collections?
Contact a collection agency over the phone or by mail to negotiate payment of a bad debt. While communicating by phone may speed up the process, dealing with a debt collector one-on-one can be intimidating. If you’re not comfortable talking to the collection agency, send a letter outlining your payment offer.
How do I know if a collection agency is valid?
Get a free copy of your credit report from AnnualCreditReport.com, a website maintained by the three major bureaus, and examine it for the collection agency’s trade line. If the company is reporting your debt to the credit bureaus, it is a valid company.
Is Collection Bureau of America legit?
Collection Bureau Of America is a real, legitimate company. They are a small collection agency in the US. Their mailing address is 25954 Eden Landing Road, Hayward, CA 94545.
Do collections get removed from credit report?
Collections are a continuation of debt owed and can stay on your credit report for up to 7 years from the date the debt first became delinquent and was not brought current. After seven years, that negative information will automatically drop off your credit report, even if a collection agency has assumed the debt.
Who does Collection Bureau of America collect for?
Since 1959, Collection Bureau of America, Ltd. is a privately-held, diverse, minority-owned accounts receivable management firm specializing in collecting consumer and commercial debts, both locally in California and nationally.
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