Does First Premier credit card have a transaction fee?
First Premier also charges 3 percent for foreign transactions, up to $39 for late or returned payments and $29 for an additional card for an authorized user. If you want a higher credit limit, which you can apply for after 13 months, you’ll have to pay another fee that’s equal to 25 percent of the increase.
What credit score do you need for a first Premier credit card?
between 300 and 579
This Card is Best For The First Premier Mastercard is designed for applicants with poor credit (which Experian, one of the three credit bureaus, defines as having a credit score of between 300 and 579) who want to build or restore their credit history (the card’s transactions are shared with those agencies).
How long does it take for a payment to post on First Premier credit card?
7-10 days
Funds availability for First Premier credit cards depends how you sent your payment. If you mailed it, you should allow 7-10 days for your payment to be posted. If you submitted it online, by phone, via Western Union Quick Collect or via MoneyGram Express payment, your payment will post by the next business day.
Can you get cash off a First Premier credit card?
You can withdraw money from the First Premier Bank Credit Card as a cash advance. Once your account is open, your initial cash advance limit will be 10% of your credit limit. And, you’ll start accruing interest on cash advances immediately. So, it’s best to avoid taking cash advances.
Can I get a credit card with a credit score of 450?
A 450 credit score is a bad credit score, unfortunately, as it’s a lot closer to the lowest score possible (300) than the highest credit score (850). As a result, a 450 credit score will make it difficult to qualify for a loan or unsecured credit card.
How much cash advance can I get on my first Premier credit card?
The First Premier cash advance fee depends on which credit card offer you get. It can be as low as 3% or $2 (max. $10), whichever is greater. Or, it can be as high as 5% or $8 with no maximum.
Can I cancel my Premier credit card online?
If you wish to cancel your access to PREMIER Online, please contact PREMIER Bankcard Customer Service at 1-800-987-5521.
How to active first Premier credit card?
Visit your nearest First Premier Bank ATM
What is the first Premier Bank credit card?
The First Premier credit card (also known as 1st Premier and Premier Bankcard) is a credit card marketed to applicants who have extremely bad credit.
What is the first Premier MasterCard?
The bank was founded in 1986 by T. Denny Sanford. The typical First Premier Bank MasterCard user uses the card for about 18 months before moving to another card with better terms; Sanford described the company as offering a “lifeline” for those with poor credit.
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