What type of insurance is NALC health Benefit Plan?
Since 1950, the NALC Health Benefit Plan (HBP) has provided letter carriers and their families with first-rate health insurance. The NALC’s health plan is a natural choice—as the only health plan owned and operated by letter carriers, it pays particular attention to their health needs.
Does NALC cover physical therapy?
Yes. Services rendered by a PPO provider for: Office visits, Preventive care, limited Maternity care, Family planning, PT, OT & ST, Surgeries, Inpatient admissions, Accidental injuries, ABA therapy, telehealth, and prescription medications.
What is a high option plan?
High Option Plan– a nationwide Fee-for-Service plan with a preferred provider organization (PPO).
What network does NALC use?
Cigna HealthCare
Outpatient Hospital Care The NALC Health Benefit Plan offers our members a nationwide PPO provider network with greater discounts through our partnership with the Cigna HealthCare Shared Administration OAP Network.
Does NALC cover dental?
The NALC Health Benefit Plan does not offer routine dental or vision coverage. However, the Federal Employees Dental and Vision Insurance Program (FEDVIP) is separate from the FEHB program.
What does NALC stand for?
The National Association of Letter Carriers
The National Association of Letter Carriers is the sole representative of city delivery letter carriers employed by the U.S. Postal Service.
Does NALC cover acupuncture?
We now cover 24 chiropractic spinal or extraspinal manipulations and office visits in a calendar year. Previously, we covered 20 in a calendar year. See Page 52. You now pay a $20 copayment for an acupuncture visit rendered by a PPO provider.
Does NALC cover chiropractic?
We now cover 24 chiropractic spinal or extra-spinal ma- nipulations and office visits in a calendar year.
Is Apwu a good health plan?
The APWU Health Plan is one of the five largest health plans in the Federal Employees Health Benefits (FEHB) Program, and has been protecting APWU members, retirees and federal employees since 1960. The APWU offers two great health care options for postal and federal employees and their families.
Is OAP same as PPO?
What is the OAP? OAP stands for Open Access Plus, a CIGNA network. This network replaces the CIGNA HealthCare PPO Shared Administration network and currently has 6,860 general acute care hospitals, 13,544 facilities and 1,587,398 specialists and primary care physicians.
Is NALC part of FEHB?
1950—NALC starts its own independent health benefits plan with two employees. Mid-1950s—Membership grows to 30,000, and our staff grows to 26 employees. Early 1960s—We become part of the Federal Employees Health Benefits (FEHB) Program.
Is the NALC health benefit plan a natural choice?
Since 1950, the NALC Health Benefit Plan (HBP) has provided letter carriers and their families with first-rate health insurance. The NALC’s health plan is a natural choice-as the only health plan owned and operated by letter carriers, it pays particular attention to their health needs.
Is there a health benefit plan for letter carriers?
NALC Health Benefit Plan. The NALC’s health plan is a natural choice—as the only health plan owned and operated by letter carriers, it pays particular attention to their health needs. And because NALC HBP is a not-for-profit organization, its only focus is the health of its members.
Who is the director of the health benefit plan?
Director, Health Benefit Plan Stephanie Stewart was appointed to be the Director of the Health benefit Plan by President Rolando in September 2018.
What are the benefits of using an OAP provider?
You will realize an immediate savings in your out-of-pocket costs when using an OAP provider due to deeper provider discounts. You have a choice of quality providers in a network that has received accreditation from the National Committee for Quality Assurance (NCQA) for your medical care.