Who regulates banks in Washington State?
The Washington State Department of Financial Institutions
The Washington State Department of Financial Institutions (DFI) regulates a variety of financial service providers such as banks, credit unions, mortgage brokers, consumer loan companies, payday lenders, and securities brokers and dealers.
Who are the five bank regulators?
Comptroller of the Currency (OCC) Federal Deposit Insurance Corporation (FDIC) Federal Reserve System (FRS) National Credit Union Administration (NCUA)
How do I contact bank regulators?
Find out if your bank or lender is regulated by a federal agency. To do so, use the Federal Financial Institutions Examination Council’s Consumer Help Center. If your bank or lender is federally regulated, the Help Center will state who the federal regulator is: Office of the Comptroller of the Currency (800-613-6743)
Who are the primary bank regulators?
A nationally chartered bank is regulated by the Office of the Comptroller of the Currency (OCC). If it is a Fed member, a state-chartered bank has the Fed as its primary federal regulator; otherwise, it is overseen by the Federal Deposit Insurance Company (FDIC).
What organization regulates banks?
The Office of the Comptroller of the Currency regulates national banks (banks that have the word “National” in, or the letters “N.A.” after, their names) and federal savings associations.
Who is my bank’s regulator?
National banks and federal savings associations are regulated by the Office of the Comptroller of the Currency (OCC).
How do I file a complaint with NCUA?
Have questions about how to file a complaint? Contact the Consumer Assistance Center at 1.800. 755.1030 Monday through Friday from 8 a.m. to 5 p.m. Eastern. The National Credit Union Administration is the independent federal agency that regulates, charters and supervises federal credit unions.
How do you find the regulator of a bank?
If you can’t find your bank’s name or you have a banking question, you can contact any of the federal bank regulators below:
- Office of the Comptroller of the Currency: 800-613-6743.
- Federal Reserve Board: 888-851-1920.
- Federal Deposit Insurance Corporation: 877-275-3342.
- National Credit Union Administration: 800-755-1030.
Where can I file a complaint against my bank?
The Federal Reserve urges you to file a complaint if you think a bank has been unfair or misleading, discriminated against you in lending, or violated a federal consumer protection law or regulation. You can file a complaint online through the Federal Reserve’s Consumer Complaint Form.
What banks are not federally regulated?
The proposed rules identify the following five categories of non-federally regulated financial institutions which fall within the scope of the new regulations:
- State-chartered non-depository trust companies.
- Non-federally insured credit unions.
- Private banks.
- Non-federally insured state banks and savings associations.