Which calls are exempt from the TCPA?

Which calls are exempt from the TCPA?

The Commission adopts limits on the number of calls that can be made under the exemptions for non-commercial calls to a residence; commercial calls to a residence that do not include an advertisement or constitute telemarketing; tax-exempt nonprofit organization calls to a residence; and Health Insurance Portability …

What are the TCPA requirements?

What Are the Main TCPA Requirements

  • Do not call anyone listed in the National Do Not Call Registry.
  • Residences may not be called before 8 a.m. or after 9 p.m. in that residence time zone.
  • Do not deliver artificial voice calls or recordings to residences without prior express written consent.

What are the federal TCPA allowable calling hours?

If the financial institution (or third-party engaged in making telemarketing calls on the financial institution’s behalf) uses an automatic or prerecorded telephone message, determine whether: [47 CFR 64.1200(b)] FDIC Consumer Compliance Examination Manual — March 2016 VIII–5.5 Page 6 VIII. Privacy — Telephone Consumer …

Who is subject to TCPA?

The TCPA permits private individuals who received calls/texts in violation to seek up to $500 per communication ($1,500 for willful or knowing violations) in statutory damages. A cottage industry of professional plaintiffs and class action attorneys has developed in response to the potential for statutory damages.

What is a TCPA violation?

Unsolicited Automated Calls or Texts to Cellphones If a business, without prior express written consent, calls a cell phone using automated dialing or a prerecorded message for marketing purposes, that constitutes a TCPA violation.

What does the TCPA cover?

What is regulated under the TCPA? The Telephone Consumer Protection Act (TCPA) regulates telemarketing calls, auto-dialed calls, prerecorded calls, text messages, and unsolicited faxes. It also is the authority to create the National Do-Not-Call List.

What constitutes a TCPA violation?

What hours are telemarketers allowed to call?

Industry Standards

Type of Call Weekdays Sunday
Telemarketing calls 9:00am – 8:00pm No calls allowed
Research calls 9:00am – 8:30pm 9:00am – 5:00pm

What constitutes a violation of the TCPA?

What happens if you violate TCPA?

TCPA violations can result in penalties of up to $500 per violation, with willful violations trebled up to $1,500 per violation. There is no cap on statutory damages so thousands of violations can result in millions of dollars in penalties.

How do I report a TCPA violation?

Filing a Complaint Or you can call 1-888-CALL-FCC (1-888-225-5322) if it is easier for you to file the complaint over the phone.