Can a car be registered in one name and insured in another Michigan?
You can insure a car that is not in your own name in Michigan. Michigan’s auto No-Fault law requires that a vehicle’s owner “maintain” No-Fault auto insurance on the vehicle. But it doesn’t require that the policy be personally purchased by the owner. It can be purchased by someone whose name is not on the title.
Can I register a vehicle that is not in my name in Texas?
You may only register a vehicle on behalf of the titled owner with a Permission Letter and acceptable form(s) of ID for you and the owner. You are not eligible to register online on behalf of the titled owner.
Can I insure a vehicle owned by someone else?
While the person who owns a car is usually the one who insures it, most states will allow policies to be paid by someone other than the owner. However, many will not insure a car if the policyholder and car owner are not the same.
What is the penalty for not transferring title within 30 days in Texas?
Failure to title within the 30 days results in an automatic $25 penalty, plus another $25 for each month the title is late. There are no waivers for these penalties, which means the (YOUR COUNTY) county tax office and the Texas Department of Motor Vehicles cannot reduce or forgive what you may owe.
Can you be on someone else’s car insurance if you don’t live with them?
Generally, car insurance companies don’t allow policyholders to add people who don’t live in the same household as them to their policy, but it varies based on the case. But if they don’t live with you, you likely won’t be able to add them to your car insurance.
Can a car be registered in one state and insured in another?
Insuring your car in a state where you don’t reside is fraud. Insurance fraud carries heavy penalties, the least of which is that your claims will be denied. Your driver’s license, registration, and car insurance need to match. In many states, you can’t even register your car until you’ve provided proof of insurance.
Can a car be insured by someone other than the owner?
Getting Insurance as a Non-Owner While the person who owns a car is usually the one who insures it, most states will allow policies to be paid by someone other than the owner. However, many will not insure a car if the policyholder and car owner are not the same.
Can a vehicle be registered to more than one person?
Yes, they can. If the registration and title show two different names, the owner (the name on the title certificate) must authorize the other person to register the vehicle by must completing box 3 on the Vehicle Registration/Title Application (pdf) (MV-82) or completing the Registration Authorization (pdf) (MV-95) form.
Do you have to have your license and insurance in the same state?
You almost always need to have your license, registration, and insurance in the same state. You usually cannot register a vehicle without first providing proof of insurance. Most states have a 10- to 60-day grace period until you need to update your insurance and registration after moving. The state must also be your place of primary residence.