What should I do in case of a Fender Bender?
Make sure you pull over to a safe place where you and the other driver can get out of your cars. For added safety, turn on your hazard lights once you’ve pulled over. Pay attention to where the other car is pulling over.
When to call the police after a Fender Bender?
If the other driver drove off, you can tell the police their license number once they arrive. In some cases, the fender bender seems so minor that both parties avoid calling the police and simply exchange car insurance information. However, it’s very important to have a police report of the accident filed for insurance purposes.
What happens to your body after a Fender Bender?
Warning: Sometimes, fender benders can result in injuries that take a few days to appear. Monitor your bodily health in the days following your accident in case you develop any soft tissue damage later on.
Why are fender benders classified as minor car accidents?
Most insurance companies categorize fender-benders as minor car accidents because the people settle their claims quickly and seldom file lawsuits. Even minor accidents are stressful and inconvenient. Knowing what to do after a fender-bender will save you time, money and further aggravation. Protect Yourself After a Minor Car Accident
Unlike reporting to the police, reporting your fender bender to your insurance company is another matter. No matter how serious your accident was or when it occurred, you should always report the fender bender to your insurance company as soon as possible, ideally within 24 hours after the accident occurred.
What happens to your car after a Fender Bender?
A crooked frame can also prevent your car from absorbing impact in a more serious accident that you may be involved in down the line. A common problem after an impact from the rear — even a small one — is damage to the exhaust pipe.
Do you have to pay your insurance for a Fender Bender?
Pay your deductible. You’ll have to pay the deductible on your policy before your insurance will kick in for repair costs. But if the other driver was responsible for the accident, your insurer may be able to pursue that party to recover your deductible (state laws vary on how this is done). An accident is never any fun.
Where to file a Fender Bender incident report?
Incident Report: Many fender-benders occur in parking lots. Large shopping centers and malls may have security guards who will write up an incident report. While it won’t have the weight of a police report, a copy of the incident report will at least prove the date and location of the accident.